Anyone injured in a work-related accident needs to know worker’s compensation law in Sunbury PA. Workers compensation law is very specific regarding the actions of injured workers. Failing to follow the law can result in the denial of a claim.
Injured Workers Should Learn Procedure
Initially, workers should report the injury to a supervisor or someone else in charge. Pennsylvania workers must report the injury within 21 days and not less than 120 days. Otherwise, the company can deny benefits. If this occurs, speak to an attorney about worker’s compensation law in Sunbury PA.
The attorney will request a hearing before an administrative law judge. The Judge listens to the facts and may disagree with the employer’s insurer.
Many Injuries Are Compensable
Most accidents that are work-related are covered. However, accidents that occur because someone is intoxicated may not be compensable. Likewise, insurers will not cover injuries that are the worker’s fault. For example, injuries are not covered if employees are hurt in a fist-fight.
Occupational diseases are covered if the attorney proves they are work-related. Common examples of these diseases include mesothelioma, lead poisoning and hepatitis. HIV/AIDS may be work-related if a health-care worker is infected on the job.
What Workers Should Not Do
There are those who automatically assume workers are faking injuries. They believe the worker wants a big pay-day. Therefore, it is best not to discuss a claim with anyone. Further, do not sign any papers without letting the attorney review them. In addition, notify the employer when you are released to return to work.
Workers are entitled to wage and medical benefits. The wage benefit is based on two-thirds of the worker’s average weekly wage. Further, some insurance companies pay wage benefits weekly and others pay bi-weekly.
The insurer must pay for all injury-related medical treatment. This includes imaging tests, physical therapy, doctor’s visits, surgery and prescriptions. In addition, some insurers pay mileage for medical-related trips.
At some point, the worker may want to settle a claim. However, it is important to discuss the benefits of a settlement with the attorney. Once a settlement is paid, the case is closed. The insurer is no longer required to pay for medical treatment. Visit the website for an attorney and Click Here to get more information.