Let’s say you live in Illinois and have been dealing with horrific back pain for several years. You’ve decided you can no longer deal with it on your own, and your doctor says you need surgery. The issue is that the recovery for this type of procedure will take a long time. It’s going to take months before you’ll feel like yourself again. There’s no way you can do your job. You must take time off to heal at home. What are you going to do? How are you going to generate an income to pay for your bills?
Thankfully, there are Illinois short-term disability laws created for this type of situation. They allow you to take time off to recover and ensure you receive some type of income to keep your household going.
How does a short-term disability work?
Illinois short-term disability laws make it so you get a percentage of your salary when you have to take leave because of a non-job-related illness, injury, or other medical issue. Your plan might cover you for a month or as much as one year. It all depends on what your package entails. It also depends on your specific health-related issue. This provides your employer or provider with the guidelines necessary to determine a reasonable length of time for you to stay home.
Quite a few employers offer a short-term disability plan as part of their employee benefits package. However, it’s important to note that there are only a few states and territories where this is a requirement. Illinois isn’t one of them, but there are options available to you. You will need the help of a reputable law firm, like Jeffrey A. Rabin & Associates, Ltd., to help you understand both your eligibility and the resources available to help you navigate this process effectively.
