When a worker is hurt on the job, they have the legal right to seek compensation for medication, medical treatment, lost income and other losses. Most employees are covered by workers’ comp, and companies must buy insurance or be sufficiently large to self-insure. Though almost all work injuries are covered according to no-fault rules, an injured worker may find it hard to get the benefits they need. The tips below can help an injured employee through the workers’ comp claim process.
Report the Injury Immediately
The worker must report the injury within 30 days of occurrence or their realization that it is work-related. Failure to report the injury in time may leave a worker without benefits. Workers should send written notification to the employer and their work injury lawyer in Winnebago County, IL may retain a copy for their records.
Inform the Doctor That the Injury Is Work-Related
Being honest about the nature and source of the injury is important, as the doctor is the only source of claim-related medical information. The worker should tell the doctor how the incident occurred, and they should describe the symptoms they are experiencing. Information provided by a doctor can directly affect a person’s ability to receive benefits.
Do Not Exaggerate Injuries to Receive Benefits
Workers’ comp fraud is a crime that can result in heavy fines and lengthy jail terms, and a worker committing fraud can lose their right to benefits even if the claim was partly valid. Clients should be honest about the extent and severity of their injuries, and they should avoid trying to game the system. Most companies have investigators who monitor injured workers’ activities (including social media) for proof of the true nature of an injury.
Consider Hiring an Attorney If There Are Problems with the Claim
Injured workers have the right to hire a lawyer for help with a workers’ compensation claim. Most claims go smoothly, but if a worker runs into delays or disputes, an attorney can help them protect their rights and get the benefits they need. Click here to find out how a work injury lawyer in Winnebago County, IL can explain clients’ legal options and rights after an employer’s claim-related retaliatory actions.